Flagstar Bank, National Association provides banking products and services in the United States. The company’s deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit. It offers loan products comprising multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and home equity lines of credit, as well as other consumer loans, including overdraft loans. The company offers non-deposit investment and insurance products; and online and mobile banking services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as Flagstar Financial, Inc. Flagstar Bank, National Association was founded in 1859 and is headquartered in Hicksville, New York.
Future Prospects | Analyst price targets for NYCB range from $3.75 to $14.00, with an improved capital position potentially fueling long-term growth and expansion opportunities |
Market Dynamics | Learn how NYCB's focus on multi-family loans in New York City differentiates it, while facing challenges from team departures and competitive pressures |
Financial Crossroads | Delve into NYCB's mixed financial performance, with projected negative EPS for FY2024 but potential turnaround in FY2025, reflecting proactive management strategies |
Strategic Overhaul | Explore NYCB's comprehensive repositioning efforts, including credit evaluation, capital growth, and balance sheet restructuring to navigate challenging financial landscapes |

Metrics to compare | FLG | Sector Sector - Average of metrics from a broad group of related Financials sector companies | Relationship RelationshipFLGPeersSector | |
|---|---|---|---|---|
P/E Ratio | −28.2x | 11.3x | 9.9x | |
PEG Ratio | −0.33 | 0.28 | 0.03 | |
Price / Book | 0.8x | 1.2x | 1.0x | |
Price / LTM Sales | 3.2x | 3.9x | 2.9x | |
Upside (Analyst Target) | 13.7% | 12.2% | 14.5% | |
Fair Value Upside | Unlock | 5.2% | 1.7% | Unlock |